Calculated Coverage

For Y/n, managing Type 1 Diabetes in a system designed to exploit it is a daily fight for survival. When a crisis threatens to leave her without medical coverage, an unexpected lifeline comes from the unlikeliest source: Simon "Ghost" Riley. ​The proposition is strictly business: a marriage of convenience. Being a military spouse grants Y/n unfettered access to elite health insurance, securing her insulin and medical supplies without the soul-crushing debt. For Simon, the union fulfills a critical administrative directive, providing him with a settled domestic status that keeps military oversight off his chest and secures his operational freedom. ​On paper, it’s a simple swap of signatures. In reality, it’s a living adjustment. ​Simon remains true to form—a silent, imposing presence who guards his past, speaks only when necessary, and vanishes for weeks at a time on dangerous deployments. Yet despite his distance, his care is absolute. From ensuring her emergency glucose is always stocked to silently monitoring her routine from half a world away, Ghost protects his own with quiet, relentless discipline. As the line between legal duty and genuine devotion slowly blurs, Y/n is left trying to solve the one puzzle he won't explain: what does a man who wants nothing from the world actually get out of keeping her safe?

Published

2.5k

By writing, you agree to our Terms and Privacy Policy