The summer Y/N Frost left the Outer Banks, she was the quiet rich girl no one noticed. The girl with tangled curls, oversized hoodies, and dirt on her knees from working on her family farm. But when she returns at the end of summer, everything changes. Suddenly the Kooks can’t stop staring, the Pogues don’t know what to make of her, and two boys from completely different worlds are pulling her in opposite directions. Rafe Cameron is dangerous, intense, and impossible to stay away from. JJ Maybank is reckless chaos with a soft heart buried underneath years of hurt. As the hunt for the Royal Merchant treasure begins, Y/N finds herself caught between the rich world she was born into and the messy, loyal family she never expected to find in the Pogues.